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Personalized mortgage guidance for homebuyers, homeowners and real estate investors throughout Radford, Christiansburg and Virginia's New River Valley.
I'm Yves LaMarre, owner of HomeLoanist LLC, with 30+ years of mortgage experience helping Virginia borrowers. Whether you're buying your first home, moving to the New River Valley, refinancing, tapping home equity or financing an investment property, I offer personal, straightforward guidance.
Flexible financing options may be available for buyers with strong credit and steady income.
Down payment and credit-flexible options that may be available for eligible buyers.
Options that may be available for eligible active-duty service members, veterans and their families.
Options that may be available for eligible properties in qualifying rural and suburban areas, often with no down payment required for eligible borrowers.
Programs designed to help first-time buyers explore financing with lower down payment requirements.
Options to potentially lower your rate, shorten your term or access better terms may be available.
Tap into your home's equity for renovations, debt consolidation or other financial goals.
Financing options for real estate investors, based on property cash flow rather than personal income.
Options that may be available for self-employed borrowers using bank statements or other alternative income documentation.
Independent mortgage broker with access to multiple wholesale lending partners, not tied to one bank's rate sheet.
Yves LaMarre is also a licensed Virginia Realtor®, giving clients a rare combined perspective on both the financing and the real estate side of a purchase.
30+ years guiding Virginia borrowers through the mortgage process, from first-time buyers to seasoned investors.

Local, personalized mortgage guidance for homebuyers and homeowners in Dublin and throughout Pulaski County.

Serving buyers, homeowners and investors across Radford, Christiansburg and Blacksburg, including Virginia Tech-area purchases.

Helping homebuyers and investors throughout Fairlawn and the greater New River Valley find the right loan program for their goals.
Please reach us at yves@homeloanist.com if you cannot find an answer to your question.
It depends on the loan program. Options may be available with as little as 0% down for eligible VA or USDA borrowers, around 3-3.5% for conventional or FHA loans, and other amounts depending on your specific situation.
Many areas of Pulaski County and the surrounding New River Valley qualify for USDA financing, and FHA loans are available throughout Virginia. Eligibility depends on the specific property and your individual situation, so it's worth checking your address and options together.
First-time buyers may have access to programs with lower down payment requirements and flexible credit guidelines, including FHA, USDA and certain conventional options. We can walk through what may be available for your situation.
Yes. Options may be available for investment and rental properties, including DSCR loans that consider the property's cash flow rather than your personal income.
Call, text or start your application online — let's find the right loan program for your goals.
We love our customers, so feel free to reach out or visit during normal business hours.
HomeLoanist LLC | NMLS #2774169. Yves LaMarre | NMLS #899878. Licensed Mortgage Broker in Virginia. Equal Housing Opportunity.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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